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How To Overcome Special Education Personnel’s Money Complaints

Are you the parent of a child with autism that has been denied needed educational services, for your child? Have you been told by school district personnel, that your child cannot receive a certain service, because the price is too high? This article will discuss ways that you can overcome these tactics used by some school personnel, for the benefit of your child.

The purpose of special education taken out of The Individuals with Disabilities Education Act (IDEA) is “to ensure that all children with disabilities have available to them a free appropriate public education that emphasizes special education and related services designed to meet their unique needs and prepare them for further education, employment, and independent living.”

IDEA does not allow, school districts to use the “money” card, to get out of providing needed educational services to children with disabilities. The reality is, that many school districts try this tactic many times a day. And the sad thing is, that many parents believe them. Do not fall for this tactic! Stand up for your child, as you are the only advocate that they will ever have.

For Example:

**School administrator: “Mrs. Jones we would love to give Mary 90 minutes of speech therapy a week, but our district is small, and we cannot afford it.”

**Bad reply from the parent: “Oh I totally understand, I didn’t mean to ask for so much.”

**School administrator: “Oh I am sure that you didn’t. But you have to understand that we have a lot of children in our district, and we want to help them all. How about 30 minutes a week?”

**Parent: “30 minutes will be fine.”

The problem with this conversation is, that the parent should have discussed evidence she had of her child’s need. The parent also did not clarify, that the amount of time offered was for direct service. Many times special education personnel will write down consultative services, rather than direct services; without the parent being aware of it.

Same Example:

**School Administrator: “Mrs. Jones we would love to give Mary 90 minutes of speech therapy a week, but our district is small, and we cannot afford it.”

**Good Example from the parent: “Mr. Parker, my daughter Mary needs 90 minutes of direct speech language therapy per week, to make progress in her education. As you will see from the Independent Educational Evaluation that I have here, the registered Speech/Language Pathologist recommends 90 minutes of direct service per week. I am not concerned with the school districts budget, but what I am concerned about is Mary’s right to receive a free appropriate public education.”

**School Administrator: “Why would you go and get an independent evaluation, don’t you trust our speech /language pathologist to recommend the best for Mary.”

**Parent: “The Speech/Language Pathologist that works for this district, is only recommending 30 minutes direct service per week, despite Mary’s low test scores in areas of receptive and expressive language. Mary needs 90 minutes of Speech Language therapy per week, if you refuse to give it to her, I will consider filing for a due process hearing.

**School Administrator: “Oh, you don’t have to get nasty.”

**Parent: “I was not getting nasty. Due process is my right, if I disagree with your decision, which I do.”

School administrator: “We will consult with out speech language pathologist, and consider giving Mary the 90 per week of direct speech therapy.”

**Parent: “Thank You.”

By standing up to tactics used by some special education personnel, you can ensure that your child receives a free appropriate public education.

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Can I Get Term Life Insurance With No Exam?

Do you want health insurance, but hate hospitals? Are you already ill? Do you just not have the time to bother with a medical exam? Well, in all honesty, the answer is yes, it is very possible to get term life insurance without having to do a medical exam. Most insurance policies do require a medical examination, but some companies do provide no exam term life insurance. If you are already sick or just do not like doctors or examinations, then that may be the perfect choice for you.

Medical exams typically require a blood test, a urine analysis, a blood pressure reading and some questions being answered. With the insurance policies that do not require an exam, all they do is ask a few questions and then they will give you your quote and get you set up with your new insurance policy. Some companies do not even require you to answer any questions about your health or anything.

When we compare life insurance policies, we notice that the companies who are not having you answer any questions are limiting your benefits. This is because they do not know your health risk. Some no exam term life insurance policies can cover up to two hundred and fifty thousand dollar policies, but most are around the one hundred thousand dollar policy range. If you wanted, you could even find policy amounts closer to the twenty-five thousand dollar to fifty thousand dollar range.

It is important to get quotes from multiple companies when you are purchasing life insurance because it will give you more options when it comes to the policy amounts and premiums. You can shop around online or by calling various agencies to get quotes, but the easiest way to get through all of the hassle is to hire an insurance broker to do it for you. They will do all of the work of searching around for you and then supply you with the information they have gathered. The broker just needs to know if you want no exam term life insurance or not, for how long and what amount you would like the policy to be for.

Every year the costs for funerals rise. Even in death, there are still taxes to pay as well. These days, finding jobs when you do not already have one can be pretty difficult, especially when you have not been working for a while so that you could focus on raising a family. A life insurance policy can safeguard against the issues that arise when someone passes on. Life insurance policies that do not require an exam are great, even for people who are in pristine health. These policies are a hassle-free way to get the coverage you want and need. Typically, finding these policies is pretty quick and convenient, especially with the Internet at our disposal. When things are that convenient, there are no excuses for not getting them done.

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Learn English Online – Different Methods

More and more students are moving away from traditional forms of learning English and are instead searching for different ways to learn English online. There are lots of different websites that cater for this increasing demand, offering different services and information for the learner to utilize. This gives the learner the potential to learn in a variety of ways, which in turn enriches their learning experience, making the whole process much more effective. This article will discuss the options available for learning English online, focusing on those that are the most common.

Many students make use of the many free grammar resources and exercises to supplement their learning. Most websites offer this information and interaction for free. Having the opportunity to practice their English grammar online is fantastic for the English learner as they are able to gain more knowledge about a particular English grammar point. The variety of exercises and explanations out there means that there is a fantastic opportunity to fully understand English grammar.

Students may choose to learn English online by taking advantage of the software that enables tutors and students to connect from anywhere in the world for free. This has given rise to many companies offer high quality English lessons online. Learning this way is advantageous to the student because: they are able to search for tutors from all over the world, take lessons at a time to suit them, and can learn in the comfort of their own home. Taking lessons online with a private tutor has become very popular in recent years, and there are no signs that the ever increasing rate of student sign ups is going to slow down.

Many interactive courses have also come about due to the popularity of learning English online. These online programs are taking advantage of the recent social networking boom, implementing the features of popular social networking sites. This gives the learner access to a community of fellow learners, making them feel part of a group of like-minded people. The courses themselves are usually engaging and a lot of fun to use, which is really important in terms of keeping motivation high.

Students are also making use of the different audio and video available, which is a great way to learn English online. Using these types of learning materials is incredibly engaging and fun, which in turn opens the student up to what is being taught, allowing for greater retention. Learning with video before the boom of online videos was a difficult and expensive thing to do; but now there are lots of free videos available for English learners to take advantage of.

Another way to learn English online is to access newspapers from English speaking countries. This is a great way to learn some new vocabulary. If you want to learn more conversational English then you should search for interviews in these newspapers. Reading blogs, especially travel blogs, is another source for good reading material. The blogs can be quite informal, introducing you to some common slang and expressions.

Finally, students don’t need to buy a hard dictionary anymore as these have become readily available online. The best ones come with audio and even forums, so if you don’t fully understand the meaning of the word you can ask others in the forum. There are options to translate the word into your native language and vice versa, giving you the exact translation of the word or phrase.

As you can see, there are lots of ways to learn English online, and learning this way has given many exciting learning opportunities to students from all over the world.